Direct Answer
The Malta property buying process: find property → make offer → sign preliminary agreement (konvenju) with 10% deposit → due diligence period (3 months typically) → final deed of sale → registration. Total timeline is typically 3–6 months from offer to completion.
Use djar.ai to search all 11 Malta agencies in one place. Once you find properties you like, arrange viewings through the listing agents. Consider engaging a buyer's agent if you want independent representation.
Offers are typically verbal first, then formalised in the preliminary agreement. Counter-offers and negotiation are normal. Price, included furnishings, and completion date are the main negotiation points.
The konvenju is a binding preliminary contract signed by both parties, typically drafted by the notary. It specifies: agreed price, completion date, conditions, what is included in the sale. At signing, the buyer pays 10% deposit and the notary collects 1% provisional stamp duty.
Typically 3 months between konvenju and final deed. During this period: notary searches for title, mortgages, and encumbrances; bank valuation is carried out if getting a mortgage; AIP permit obtained if required; architect's survey (optional but recommended for older properties).
Both parties attend the notary to sign the final deed of sale. Full purchase price is paid (minus deposit), balance of stamp duty paid, and keys handed over. The notary registers the title at the Land Registry.
The notary handles all legal aspects in Malta — you do not technically need a separate lawyer. However, for complex transactions, non-standard contracts, or significant purchases, independent legal advice is recommended.
If the buyer pulls out without cause after the konvenju, the 10% deposit is forfeited to the seller. If the seller pulls out, they must return double the deposit to the buyer. The konvenju is binding.
Technically yes — you can appoint a proxy (power of attorney) to sign on your behalf. However, visiting the property and attending at least the initial stages in person is strongly recommended.
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